Payment Options

Returned ePay Payment Policy

Cases that have two returned payments submitted via the electronic ePay system (online or by phone) will be excluded from using this payment method for a period of six months. During the exclusion period, payments will only be accepted by mail, TFS, MoneyGram or employer withholding.

  • You MUST have a “checking” or savings account.
  • You CANNOT use Debit cards, Credit Cards or Pre-paid Cards.
  • Transaction fee for online payments is $1.50.
  • Frequently Asked Questions
Pay by Phone
Pay by Phone
  • Call (877) 699-7365.
  • You MUST have a “checking” or savings account.
  • You CANNOT use Debit cards, Credit Cards or Pre-paid Cards.
  • This is a menu driven automated system. Please have your case number and bank information available.
  • Transaction fee for phone payments is $1.50.
Pay Online with TFS
Pay Online with TFS
  • Pay using a checking or savings account, or with Mastercard debit card.
  • Make a one-time payment or set up recurring payments.
  • To submit payment, visit the TFS website at
  • Transaction fees range from $0.99 to $9.99 based on payment amount.
  • For further assistance, call the TFS customer service line at (888) 729-2413.
Pay by TFS eWage
  • Allows your plan payment to be withheld from your paycheck and sent to the Trustee without identifying to your employer the nature of the withholding.
  • Contact your attorney to set up TFS eWage.
  • Transaction fee for eWage is $1.99.
Pay with MoneyGram
Pay with MoneyGram
  • Payment can be made with cash or debit card.
  • Once payment is made, it can be verified immediately but takes 3-4 days to post to your Chapter 13 case.
  • To get started, please call (888) 729-2413 or visit the TFS website at
  • Each MoneyGram transaction includes a flat fee of $8.99.
Pay by Employer Deduction

If you would like your payments to be automatically deducted from your paycheck, please email the following information below to or contact your attorney.

  • Employer Name
  • Employer Address
  • Pay Schedule (Monthly, Semi-Monthly, Bi-Weekly, or Weekly)
Mail Your Payments
Mail Your Payments

1. Make your payment payable to: Mark McCarty, Chapter 13 Trustee

2. The payment must reflect your CASE NUMBER and YOUR NAME as reflected on your case when it was filed.

Mailing Addresses:

Payment sent by Regular Mail MUST be mailed to our bank lockbox at:

Mark McCarty, Chapter 13 Trustee
3554 Momentum Place
Chicago, IL 60689-5335

Payments sent by Overnight Delivery using Federal Express or United Parcel Service must be sent to:

Fifth Third Bank Lockbox Operations
Attn: Lockbox 233554
910 Pasquinelli Drive
Westmont, IL 60559-5526